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Subject: May 25 2006 LBL Weekly Law Resume

Low, Ball & Lynch’s

WEEKLY LAW RESUME

May 25, 2006 Issue By: Ray Coates

 

Duty of Care - Assumption of Risk

 

Susan Ford v. Polaris Industries, Inc.

(May 18, 2006)

 

Court of Appeal, First District

 

The doctrine of primary assumption of the risk has become an important defensive tool in personal injury litigation.  This case examines whether it may be used in a strict product liability action.

 

Steve and Laura Nakamura purchased a two-seater Polaris personal watercraft.  On September 9, 2001, Laura Nakamura was giving Susan Ford a ride on the watercraft when Susan fell off and was severely injured by the high-pressure stream from the water jet.  Ms. Ford sued Laura Nakamura and Polaris for her injuries.  At trial, an expert testified that the positioning of the exhaust nozzle on the watercraft created a danger that a passenger who fell off the watercraft would be severely injured by the rearward ejection of water from the craft.  There was also testimony regarding the lack of an adequate design for a passenger to hold on to the craft.  Polaris had issued warnings admonishing patrons to wear protective clothing.  There were decals on the watercraft containing these warnings.  The Nakamuras did not have any discussions with Ms. Ford prior to the ride.

 

The trial court granted summary judgment for Laura Nakamura on the basis of the primary assumption of the risk doctrine.  The doctrine holds there is no duty of care owed to those who are injured while participating in risky activities, if they are injured by an activity inherent in it.  Polaris opposed the motion.  The trial court denied Polaris’ motion for summary judgment on the same theory.  The matter went to trial, and judgment was entered against Polaris in a sum in excess of $3,000,000.  Polaris appealed.

 

The Court of Appeal affirmed.  It concluded that the trial court did not err in refusing to apply the primary assumption of the risk doctrine to Ford’s strict product liability claim.  The Court held that a manufacturer’s duty to produce defect-free products is not excused by primary assumption of the risk, absent extraordinary circumstances.  The Court further stated that, in recreational equipment defect cases, the issue is whether the manufacturer has attempted to eliminate or provide protection against an inherent risk in a sport.  This helps define the scope of duty of the manufacturer.

 

In this case, the risk of falling off the watercraft and coming in contact with water from a jet ski was inherent in use of the craft.  However, injuries from the rearward ejection of high speed water was not part of the fundamental risk.  Thus the primary assumption of the risk doctrine did not apply.  The Court stated that, in a design case, in order to find a risk is inherent in the design of the product, it must be found that its absence would substantially change the sport or deter participation.  In this case, the Court noted that alternative designs existed to reduce the injury sustained in this case.  The manufacturer’s duty under these circumstances was to minimize the risks without altering the nature of the sport..

 

In this case, the plaintiffs did not assert that the design defect affected the inherent risk of the sport.  Rather, they asserted there were means that could have been taken to prevent injury once one fell off of the watercraft.  It was then up to the jury to decide if the benefits of the design outweighed the dangers inherent in that design.

 

The trial court also did not err in refusing to allow Polaris to argue fault of Laura Nakamura.  The contention was made that Ms. Nakamura should have passed on the manufacturers’ warnings.  The Court held that she had no such duty.  The Court held that the manufacturer could not transfer responsibility to give warnings to the owner of the craft.  The Court held that the operator had no duty to pass on the manufacturer’s warnings.  The judgment was therefore affirmed..

 

COMMENT

 

This case gives a very detailed analysis of the primary assumption of risk doctrine and how it should be applied in products liability cases.  It is a very complicated opinion that is worthy of review for those involved in these types of cases.

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